1. How does financing with StarFloors work?
The StarFloors finance process is simple: Select flooring that meets your needs, submit a credit application with the help of a sales consultant, and, if approved, decide which finance offer suits you best.
2. Who are the StarFloors financing companies?
StarFloors offers financing through GE Money with customized offers tailored specifically to StarFloors customers.
3. How can I apply for credit?
To begin the financing process, first find the flooring you are interested in purchasing. Then request financing information from your StarFloors Territory Manager.
4. How are flooring finance decisions made?
Financial institutions typically take these major factors into account:
Application information (this may include, but is not limited to: income, time at current job, and time at residence) Credit History
5. What does your credit score mean?
Credit scores are created by credit reporting agencies to help financial institutions predict risk. They are expressed as a score generally ranging from 350 – 850. In most cases, the higher your score, the greater chance you have of receiving a better financing offer.
Timeliness of previous and current payments
The length of your credit history
The type and amount of your debts
Your public records
6. How can I find out more about my credit history?
There are three major credit reporting agencies in the United States. Each one can provide you with a copy of your credit report, including your credit score. Contact them via the Internet or call toll free:
Equifax:
Web: www.equifax.com
Toll-free number: 800-685-1111
TransUnion:
Web: www.transunion.com
Toll-free number: 877-322-8228
Experian:
Web: www.experian.com
Toll-free number: 888-397-3742
